Important Disclaimers
Past performance does not guarantee future results
Financial planning involves risk and individual circumstances vary significantly
General Information Disclaimer
The following disclaimers apply to your use of our financial planning services
This website provides general information about financial planning services and should not be considered as personalized financial advice. All information is provided for educational purposes only and may not be suitable for your specific circumstances.
Limitation of Liability
Our liability is limited as follows in accordance with Australian consumer law
- We exclude liability for direct financial losses except where prohibited by law
- Indirect damages including lost opportunities are excluded to the maximum extent permitted
- Consequential damages arising from service interruption or delay are excluded
- Lost profits or business opportunities are excluded from our liability coverage
Information Accuracy
While we strive to provide accurate and current information, we cannot guarantee completeness or accuracy of all content presented on this website.
Market conditions change rapidly and information may become outdated without notice
Professional Advice Disclaimer
Our services complement but do not replace professional financial advice tailored to your specific situation
Always consult qualified professionals before making significant financial decisions
External Links Policy
We are not responsible for content, accuracy, or practices of external websites linked from our platform
Warranty Disclaimers
We disclaim warranties to the extent permitted by Australian consumer law
- No warranty of merchantability is provided for our services
- Fitness for particular purpose warranties are excluded where legally permissible
- Non-infringement warranties are limited to the extent allowed by law
Governing Law and Jurisdiction
These terms are governed by Australian law and jurisdiction
Governing Law: Australian federal and state laws apply to these terms and our services
Legal Jurisdiction: Australian courts have exclusive jurisdiction over disputes arising from our services
State and territory variations may apply depending on your location within Australia
User Indemnification
You agree to indemnify us against claims arising from your misuse of our services or violation of these terms
Severability Clause
If any provision is found unenforceable, remaining terms continue in full force and effect
Terms Modifications
We reserve the right to modify these disclaimers with reasonable notice to users
Contact Information
For questions about these disclaimers, please contact us using the details below
Effective Date: September 11, 2025
Individual results may vary based on personal circumstances and market conditions